- "Two weeks with BudgetSketch and not only do I have a plan to reduce debt, but for the first time my husband and I are on the same page about our finances." - Emma
- "I love how easy this tool is to use." - Jason
- "It's hard to believe a tool this useful is actually FREE!" - Michael
- "I absolutely L.O.V.E. BudgetSketch. It is really what I have been looking for. Thanks again for the amazing product!" - Josh
- "Okay guys, I really love the program... I like that it's web-based to the extent that my husband and I can collaborate on the budget from our individual computers." - Tracy
- "BudgetSketch has really opened our eyes to how much money we were wasting each month and where it could be more usefully applied to help get us out of debt!" - Ahmed
- "Great service! I have just started and I already see the light!" - Shafeeq
- "BudgetSketch is aptly named, it actually lets you sketch out your budget each month and see what is going on with your finances." - Jaime
- "All I can say is thank you! For the first time I feel like I am in control and confident about my financial future." - Oliver
- "I really appreciate this tool, much better than trying to handle everything via a spreadsheet. Keep up the good work!" - Dave
What To Expect
Expectations are a funny thing. Set them too high, and you’ll find your application never satisfies. Too low, and nobody will bother with your product. With BudgetSketch™ we aim to place control of your finances simply and squarely back in your hands. You’ll learn to look forward, not back, and decide where your money will go (not agonize about where its all gone). It’s high time to look forward to your financial future. But first things first…
What Not To Expect
Simple. Anything that smacks of marketing debt‐creation tools (otherwise known as credit cards), as a solution to your financial situation. You’ll never see an ad for a loan or credit card in BudgetSketch. In fact, BudgetSketch was developed totally debt free, by practicing the principles you’ll find within our application. At it’s core, it is our response to a system that compels us to spend it as fast as we make it, and to ignore sound planning in pursuit of the quick buzz.
Don’t expect easy solutions to complex financial situations. We believe by fundamentally changing the way you approach your finances you will achieve the financial freedom you desire, but make no mistake…it will take work on your part. Don’t expect a magic formula to erase all your debt and pay off your house (though if you know of one we’d love to take a look at it).
“More” does not equal “better.” BudgetSketch is about less (have we sold you yet?) Where web applications and development is concerned, "less buttons, less flash, less spinning icons" actually leads to a much “more” successful application. Funny how the same logic applies to your finances. “More money” is not the solution to the quest for a “better life.” Ask the man who makes a 100k and spends 105k if he's happier than the one who makes 40k and spends 25k. Being in control of your finances and knowing where you’re headed brings happiness in spades.
We also know talking finances with your significant other hasn’t historically been high on the “enjoyment” scale (understatement of the year). That’s why BudgetSketch was designed to be highly collaborative, meaning from opposite ends of the globe (or living room) you can work with your significant other on mapping out what your money will go towards. Our hope is that changing your financial behavior will allow you to enjoy the money you earn.
One final note…don’t expect BudgetSketch to be your personal accounting software. “Sketching” out where your money is going (budgeting) is the key to realizing the financial dreams you have for yourself and your loved ones. Accounting is simply a means to track how well your vision is being carried out. All too often personal finance management (PFM) looks like tracking your expenses and balancing your checkbook. That’s accounting, and all it’s going to do is keep you reflecting on the past. Thankfully BudgetSketch gets you looking forward to your financial future…literally.
